Bank regulatory FFIEC IT audits - I perform annual IT audits required by the regulatory agencies for banks and credit unions. I am a former bank examiner over 30 years of IT auditing experience. Please contact R. Kinney Williams at examiner@yennik.com from your bank's email and I will send you information and fees. All correspondence is confidential.

March 27, 2025 - Acting Comptroller Encourages Innovation to Foster Financial Inclusion - Acting Comptroller of the Currency Rodney E. Hood today discussed financial inclusion in remarks at the National Community Reinvestment Coalition’s Just Economy Conference 2025. https://www.occ.treas.gov/news-issuances/news-releases/2025/nr-occ-2025-25.html March 27, 2025 - Revenue index falls while other metrics hover below prepandemic levels, according to the latest Small Business Credit Survey - For the first time since 2021, small businesses reporting a drop in revenue outnumbered those reporting an increase, according to the 2025 Report on Employer Firms: Findings from the 2024 Small Business Credit Survey, released today by the 12 Federal Reserve Banks.  https://www.clevelandfed.org/collections/press-releases/2025/pr-20250327-fed-survey-small-business-pandemic-recovery March 27, 2025 - Aruoba-Diebold-Scotti Business Conditions Index - The Aruoba-Diebold-Scotti business conditions index is designed to track real business conditions at high observation frequency. https://www.philadelphiafed.org/surveys-and-data/real-time-data-research/ads March 26, 2025 - PCE inflation often runs hot in January and cool in November and December – despite seasonal adjustments - The Federal Reserve’s preferred inflation gauge often runs hot in January and cool in November and December – even after seasonal adjustments, according to a new Cleveland Fed report.  https://www.clevelandfed.org/collections/press-releases/2025/pr-20250326-pce-inflation-seasonal-adjustments March 26, 2025 - Optimism Among CFOs Falls Amid Concerns about Tariffs, Uncertainty - Economic optimism among chief financial officers dropped in the first quarter of 2025 amid concerns about tariffs and broader economic uncertainty, according to the CFO Survey, a collaboration of Duke University’s Fuqua School of Business and the Federal Reserve Banks of Richmond and Atlanta.  https://www.richmondfed.org/press_room/press_releases/2025/the_cfosurvey_20250326 March 26, 2025 - NCUA Returns Control of Valwood Park Federal Credit Union to Members - Valwood Park Federal Credit Union of Carrollton, Texas, is once again under the control and direction of its members, the National Credit Union Administration announced today. https://ncua.gov/newsroom/press-release/2025/ncua-returns-control-valwood-park-federal-credit-union-members March 26, 2025 - Dallas Fed Energy Survey: Uncertainty spikes in the oil patch, activity grows slightly - Oil and gas activity edged up slightly in first quarter 2025, according to oil and gas executives responding to the Federal Reserve Bank of Dallas Energy Survey. https://www.dallasfed.org/news/releases/2025/nr250326energy March 25, 2025Technology has disproportionately displaced clerical workers in big cities - Smaller cities have been slower to adopt new technologies, giving them higher shares of workers performing routine tasks compared with larger areas. https://www.clevelandfed.org/collections/press-releases/2025/pr-20250325-technology-displaced-clerical-workers-big-cities March 24, 2025 - OCC Reports Mortgage Performance for Fourth Quarter of 2024 - The Office of the Comptroller of the Currency (OCC) reported on the performance of first-lien mortgages in the federal banking system during the fourth quarter of 2024. https://occ.gov/news-issuances/news-releases/2025/nr-occ-2025-23.html   March 24, 2025 - Acting Comptroller Discusses Financial Inclusion - Acting Comptroller of the Currency Rodney E. Hood today discussed financial inclusion in remarks at the National Association of Hispanic Real Estate Professionals’ Homeownership and Housing Policy Conference. https://occ.gov/news-issuances/news-releases/2025/nr-occ-2025-24.html https://occ.gov/news-issuances/speeches/2025/pub-speech-2025-24.pdf March 21, 2025 - Federal Reserve Board announces approval of application by Commonwealth Business Bank - The Federal Reserve Board on Friday announced its approval of the application by Commonwealth Business Bank, located in Los Angeles, California, to establish a branch at 1 Bridge Plaza, Suite 655, Fort Lee, New Jersey. https://www.federalreserve.gov/newsevents/pressreleases/orders20250321a.htm March 21, 2025 - Federal Reserve Board releases annual audited financial statements - The Federal Reserve Board on Friday released annual audited financial statements for the Federal Reserve System for 2024. https://www.federalreserve.gov/newsevents/pressreleases/other20250321a.htm

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