Corporate Headquarters:
Yennik, Inc.
4409 101st Street
Lubbock, Texas 79424

Associate Offices:
St. Louis, Missouri
Overland Park, Kansas
Irving, Texas

R. Kinney WilliamsR. Kinney Williams, CFE, CISM, CGEIT, CRISC
IT and Cybersecurity Auditor
President of Yennik, Inc.
4409 101st Street, Lubbock, Texas 79424

Internet and information technology security and cybersecurity auditing experience:

R. Kinney Williams has examined financial institution computer operations since 1970.  At that time when he was an examiner for the State of Missouri and worked jointly with examiners from FDIC, OCC, and the FRB to test the first EDP questionnaires used by field examiners.  Later, as Regional Director for the Texas Department of Banking, he supervised numerous EDP examinations.

Since starting penetration testing in 1989 for community banks, Mr. Williams annually conducts thousands of penetration-vulnerability tests all over the nation.  The VISTA penetration study is nationally recognized as a leader in providing Internet security testing to financial institutions.

R. Kinney Williams is a member of the Member of the Information Systems Audit and Control Association (ISACA), Association of Credit Union Internal Auditors, Society of Financial Examiners, and The Institute of Internal Auditors.  He is  accredited as a Certified Financial Examiner and a Certified Information Security Manager as well as a Certified in the Governance of Enterprise IT and Certified in Risk and Information Systems Control.

Mr. Williams is on the program committee and a speaker for ISACA's annual Information Security & Risk Management Conference held every September in Las Vegas.  Also, has been an FFIEC conference speaker on Internet banking and security issues for FDIC, OCC, FRB, and NCUA examiners. 

Mr. Williams has programmed personal computers since 1982 and has been using the Internet since 1991.  He first got involved in the "Year 2000" issues in 1987 while programming a loan review computer program.   He has written several programs to assist bankers with lending operations.  The most popular was the Loan Reviewer, which he sold to a national consulting firm in 1989.   

In 1982, Mr. Williams started programming personal computers in Basic.  In the early 1990, he programmed numerous applications to manage my responsibilities as Regional Director for the State of Texas, which were written using Clarion.  In addition, he has been programming web pages since 1995 and maintains his own web sites.

Professional Licenses  

- Certified in the Governance of Enterprise IT (accredited by ISACA)
- Certified Information Security Manager (accredited by ISACA)
- Certified Financial Examiner (accredited by the Society of Financial Examiners)
- Real Estate Broker (licensed by the State of Missouri, 1982-89)
- Securities Salesman (licensed by the NASDA, 1984-86)
- Member of the Information Systems Audit and Control Association (ISACA)
- Member of the Association of Credit Union Internal Auditors
- Member of the Society of Financial Examiners
- Member of The Institute of Internal Auditors

Information Technology - Cybersecurity - Education


Independent Community Bankers of America's Community Bank Technology Conference
Speaker at ISACA's annual Information Security & Risk Management Conference.
Frequent speaker for the FFIEC conferences for bank examiners.
Speaker at the Annual ABA Compliance Conference.
Speaker at the Annual Conference for Credit Union Directors.
Speaker for the Conference of State Bank Supervisors.
Developed and instructed at bank examiners school for the Conference of State Bank Supervisors.
Lectured on loan documentation, loan review, and as a case study instructor at The School of Banking of the South.
Instructed at various AIB schools. 

Independent Bankers Association of Texas
Texas Bankers Association

California Independent Bankers
Oklahoma Bankers Association
Independent Community Bankers Association from 2008 to 2018


Kinney enjoys spending time with his wife, children, grandchildren, fishing, hunting, gardening, carpentry, horseback riding, modern Lionel trains, Cowboy Action Shooting, and is a life member of SASS.   Overall banking, consulting, auditing, and examination experience.

Lubbock Chamber of Commerce  Lubbock Chamber of Commerce Member

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