Company Information

The Independent Bankers Association of Texas presented me the 2020 President's Award.  The reward is for 57 years of dictated service to the banking industry as a bank examiner, banker, and independent FFIEC/GLBA IT security auditor. Press release.  I want to express my sincere gratitude to IBAT and community bankers everywhere for this outstanding recognition. 


Yennik, Inc. performs constructive Internet auditing services for the Board of Directors of federally insured deposit institutions to help the directors meet its regulatory and fiduciary responsibilities.  We were the first company to provide loan reviews in 1980 and Internet auditing services to exclusively to community banks and credit unions in the 1990's.

Since we are professional auditors, we do not sell computer software or hardware.  Our mission is to assist your Board of Directors to ensure a safe and sound Internet operation.

Our FFIEC/GLBA IT auditing services include web site audits, vulnerability/penetration testing, and IT security audits.  Our family of clients range in size from $25 million to over $13 billion in assets.  Mr. Williams brings you the examiner's perspective regarding the Internet and IT security.  

In addition,
we perform security-technology (IT) bank regulatory FFIEC audits for financial institutions.  Depending upon the institution's size, the IT audit will take about one or two weeks at the financial institution.

Yennik, Inc. is a wholly owned company of its President, R. Kinney Williams.  His banking experience of over 50 years includes more than 21 years as a bank examiner for the states of Missouri and Texas.  Company brochure.

Mr. Williams is accredited by the Information Systems Audit and Control  Association (ISACA) as a Certified Information Security Manager (CISM), Certified in the Governance of Enterprise IT (CGEIT), and Certified in Risk and Information Systems Control (CRISC), as well as a Certified Financial Examiner (CFE) by the Society of Financial Examiners (SOFE).


R. Kinney Williams & Associates

In 1980, Yennik, Inc. began business in Kansas City, Missouri.  In 1989, Mr. Williams moved to Lubbock, Texas, to assist the state of Texas with the banking problems as Regional Director in West Texas.  After the banking problems were resolved, he returned to private auditing to specialize in Internet security issues facing the financial institutions.


Our family of clients are located in 44 states and range in size from $25 million to over $13 billion in assets.  Our  auditing services include bank web site audits, credit union web site audits,  penetration-vulnerability testing, and FFIEC Security IT audits.

We are a member of the Information Systems Audit and Control Association and Society of Financial Examiners.  We follow the code of ethics of these organizations.   In addition and more important, we follow The Cowboy Code of Honor.

Past member of Association of Credit Union Internal Auditors and The Institute of Internal Auditors

Speaking engagements include the Conference of State Bank Supervisors Internet Forum, American Bankers Association Regulatory Compliance Conference, National Credit Union Administration National Convention, and Federal Financial Institutions Examination Council examiner seminar, and Internet banking providers.

Our web sites received over 3,000,000 hits during the year.
Thank you.

Lubbock Chamber of Commerce  Lubbock Chamber of Commerce Member